Canada-first protected payments

Protected payments for online deals.

Money is held safely until the deal is done. Built for Canadians buying and selling on Marketplace, Kijiji, and beyond.

CAD only. Deals from $50 to $2,500. No crypto. No vehicles. No regulated goods.

The trust layer the secondary market never had.

Buyers send e-Transfers and the item never arrives. Sellers ship in good faith and the buyer disappears. SafePass puts a neutral, regulated payment flow between the two of you, so money only moves when the deal is real.

How it works

  1. 1

    Buyer creates the deal

    Item details, amount, the seller's contact, and an inspection window.

  2. 2

    Buyer funds the deal

    Funds are held safely by our payment partner. Seller is notified to ship.

  3. 3

    Seller delivers

    Tracking, receipts, photos. All evidence is recorded on the deal.

  4. 4

    Buyer confirms

    Approve within the inspection window, or open a dispute if something is wrong.

  5. 5

    Funds are released

    The seller receives payment. Every step is logged with a clear audit trail.

  6. 6

    Disputes get reviewed

    Real humans review evidence and decide. Reasons documented, money moves only as decided.

For buyers

  • No more sending money to strangers and hoping.
  • Inspect before you approve.
  • Open a dispute if the item is not as described.
  • A clear audit trail on every transaction.

For sellers

  • Buyers who are committed, not tire-kickers.
  • Funds confirmed before you ship.
  • A neutral process if something goes sideways.
  • A clean, professional record of every deal.

Trust and Safety

  • Funds are held by a regulated payment partner. SafePass coordinates the workflow.
  • Identity verification scales with deal size to keep low-friction deals quick.
  • All evidence is private to the parties on the deal and our review team.
  • Disputes are reviewed by humans, with reasons and audit trails.
Not for: vehicles, real estate, weapons, regulated goods, adult goods, medication, illegal goods, pets, gambling-related items, financial products, or crypto. See the Acceptable Use Policy for the full list.

Frequent questions

Do you hold the money yourselves?

No. Funds are held by our regulated payment partner. We coordinate the workflow, evidence, and disputes.

What deal sizes are supported?

$50 to $2,500 CAD. Larger deals will come later as we add deeper identity checks.

Who pays the fee?

You choose at the time of creating the deal: buyer, seller, or split between both.

What if the seller never ships?

You open a dispute, upload your evidence, and our review team decides. Funds are released or refunded based on the evidence.

What if the buyer goes silent?

If no dispute is opened, funds auto-release to the seller after the agreed inspection window.

Is this like Escrow.com or PayPal Goods and Services?

Closer to Escrow.com in spirit, designed for Canadian peer-to-peer deals, with a workflow tailored to Marketplace-style transactions.

Make your next deal a safe one.

Start your first Protected Deal in under two minutes.